Here's a cheerful number...

$130,410.

That's the amount that I owe the Access Group (including this year's loans). That number doesn't even include my Perkins loans.

I really wanted to get out of law school with less than $100,000 in debt. That is clearly not happening. Between the drastic increases in tuition over my three years here, not getting a firm job after my first year, and spending the money that I did earn rather profligately, I am going to end up with nearly $150,000 in debt instead.

I'm going to have so much fun paying this back.